REI Freedom Capital offers DSCR financing for investors purchasing, refinancing, or pulling equity from non-owner-occupied rental properties. Qualification is based primarily on the property’s rental income and cash flow rather than traditional personal-income documentation.

Our DSCR programs include:

The Homestead

Designed for investors seeking stable, long-term financing.

Up to 80% LTV 

30-year fixed-rate options 

Fully amortizing payments 

Purchase and rate-and-term refinance options 

The Open Range

Built for investors who need more flexibility.

Up to 80% LTV 

Adjustable-rate and interest-only options 

Flexible prepayment structures 

Long-term and eligible short-term rentals 

The Equity Roundup

Created for investors who want to put existing equity back to work.

Cash-out refinance options 

Up to 75% LTV 

Financing terms up to 30 years 

Funds may be used to grow or improve your rental portfolio 

Programs may be available for single-family rentals, two-to-four-unit properties, condominiums, townhomes, and eligible planned-unit developments.

While DSCR loans generally do not rely on tax returns for income qualification, borrowers may still be required to provide bank statements, proof of reserves, credit documentation, lease information, an appraisal, and other underwriting items.

More Doors. More Cash Flow. More Freedom.

Call 800-976-8813 or visit https://reifreedomcapital.com to request a preliminary DSCR loan review.

Programs, rates, leverage, and terms are subject to change. All loans are subject to credit approval, property appraisal, lender guidelines, and final underwriting.